AML Officer / Compliance Officer / MLRO

We are looking for an AML Officer / Compliance Officer / MLRO to ensure full compliance with all regulatory requirements and standards in anti-money laundering (AML) and compliance procedures.

As per legal requirements, this position requires the candidate to be physically based in Estonia.

Responsibilities:

• Develop and implement AML (Anti-Money Laundering) and KYC (Know Your Customer) policies and procedures
• Monitor transactions to detect suspicious activities (KYT – Know Your Transactions)
• Oversee compliance with regulatory requirements and internal company standards
• Conduct internal audits to ensure adherence to AML laws and regulations
• Liaise with financial and government regulators and prepare required reports

Key competencies:

• 3+ years of experience in AML or Compliance roles; MLRO experience is a plus
• A degree in Law or a related field
• Experience with FinTech / Banking / Crypto projects
• Strong knowledge of EU regulatory requirements, especially for payment systems and electronic money
• Deep understanding of Estonian compliance laws
• Experience communicating with international and local regulators
• Estonian language proficiency at Upper-Intermediate or higher
• English language proficiency at Upper-Intermediate or higher
• Russian proficiency is a plus
• Certifications (e.g., ICA, ACAMS, EIMF) are a plus

We offer:

• Remote or hybrid working options from our office in Estonia
• Flexible start of the working day